Henderson Stone & Co are based in Glasgow city centre. We offer specialised financial advice from our 16 authorised advisers on a face-to-face, individually tailored basis, in the following areas;

Investments:  Tax efficient investments focused on saving or reducing income tax, capital gains tax and inheritance tax with the choice of a wide range of funds and investment managers.
Pensions:  Build up funds through investing with full tax relief on contributions; advice on how to take your tax free cash and your pension income, depending on your circumstances.
Mortgages and Property:  Mortgage advice to buy your own home; remortgage (for a better rate or to raise further capital); buy to let mortgages - for investing in property in the UK or overseas markets.
Protection:Protection for your home, family and business against death, illness and disaster.
Business Services:Commercial loans; commercial mortgages; company wills; group pension plans. 

News

Where should I put my money? - The big question that all savers and investors are asking during this period of economic downturn and low interest rates is: ‘Where should I put my money?’ High street banks and building societies, struggling to raise funds on international money markets, are offering ever-more attractive rates in a bid to attract ordinary savers...more
ISA Limits Increased - Welcome news for savers who have seen their savings income fall. Individual Savings Account (ISA) limits have been increased from £7,200 to £10,200, following the chancellor Alistair Darlings Budget 2009 announcement. The news that will be very welcomed by savers who have seen their savings income fall due to repeated cuts to the UK base rate in the past nine months...more
Remortgaging - There is often debate about when precisely an economy is in recession, as it is possible for certain business sectors such as manufacturing to be in recession when other sectors aren’t. If the recession is directly affecting your personal finances, one way to cut your monthly expenditure, if appropriate to your particular situation, is to remortgage...more
An opportunity to limit tax - The current economic climate could offer an opportunity for people to limit their tax bills and crystallise losses by turning them to their advantage and passing on share portfolios and property to children to help avoid capital gains tax (CGT)...more
Budget 2009 - Were you a winner or a loser? Take a look at our guide and see how your finances could be affected by Budget 2009...more
A Budget for Business - The highlights at a glance
Absolute Return funds - Investors should not expect the funds to make money for them month in, month out. Over the medium term they aim to produce positive returns, but not all absolute return funds are that consistent...more
Maintaining the financial security of your business

Read all articles.

Pensions Reform of 2012 Employers will have new responsibilities once the Pensions Reform is introduced, which will have a big impact on businesses...
Landlords Update - December 2008  New Home Report Legislation and Energy Report Certificate; Availability of Buy to Let Mortgages in the current market; Landlords Property Insurance.

 Henderson Stone & Co are committed to ensuring their customers are treated fairly - see our Treating Customers Fairly document.

Openwork Limited offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market.

Henderson Stone & Co is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Services Authority.  Henderson Stone & Co  is entered on the FSA register (www.fsa.gov.uk/register/) under reference no: 226516.

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