If you haven’t reviewed your mortgage recently or you’re approaching the end of your mortgage deal and would like to start your research for a re-mortgage now, why not come in and speak with us? 

At Henderson Stone & Co we have a specialist department who will ensure that your re-mortgage not only gives you the best rate available, depending on what form of interest rate you want, but will also make the whole process painless and quick.

What is a re-mortgage?
A re-mortgage is the replacement of an existing mortgage with a new one, generally done when a current mortgage deal has run out, or at any other time, in order to obtain a more competitive deal.  The borrower will switch mortgage with the same lender, or go to a competitor because they are offering a better rate. 

How do I know if it's time to re-mortgage?
Do you know what rate you are being charged by your mortgage lender?  Do you review your mortgage costs every couple of years to see if you may be paying too much money?  If the answer to either of these is no, then it may well be time to re-mortgage.  Lenders are constantly reviewing and changing the range of mortgage products they offer with a wide range of interest rate options.  Changing your mortgage might be of benefit to you.