Could you be entitled to a higher income in retirement?

Enhanced annuities offer higher than normal income for individuals with particular medical conditions or lifestyles that shorten their life expectancy, for example, the following may result in enhanced terms; diabetes sufferers, smokers, those with high blood pressure, raised cholesterol and those who are particularly overweight.

Impaired life annuities offer higher rates for individuals with more serious forms of ill health compared with those individuals able to purchase an enhanced annuity. Relevant health problems may include, cancer, heart attack, kidney failure, multiple sclerosis, dementia and stroke.

If you and/or your partner (in the case of joint-life annuity) have certain lifestyle and/or medical conditions, you may qualify for enhanced rates giving you more income in retirement.

Call and ask to speak with one of our advisers for more information about annuity options that can offer enhanced rates.

To be considered for enhanced rates your pension fund must be worth at least £10,000 after any tax-free cash is taken.