Peter (52) and Jane (54) have two children, aged 22 and 24. Both children are married with their own children and are currently renting where they…
As Bill and Wilma approached their desired retirement age they were keen to ensure they maximised their retirement income and made the…
Having been retired for over 9 years George and Elisabeth felt that they wanted to review their finances with a view to simplifying matters…
Comprehensive and specialist support for business owners, company directors (and trustees?) looking for efficient problem efficient…
Pre retirement – Case study 1
At retirement – Case study 2
After our initial meeting we sat down with Bill and Wilma and agreed some goals around their lifestyle in retirement before drawing up a forecast which focused on their long term retirement plans. This helped demonstrate how continuing to work/stopping work and the different levels of income associated with each scenario affected the amount of income they could receive and also the legacy they might leave their family. We were also able to factor in the cost of taking a 6 month round the world holiday early in their retirement. We were able to reassign some of their assets to improve the tax efficiency of their savings as well as utilising some of Bill’s tax free cash from his pension to fund the holiday.
In retirement – Case study 3
Business Owner – Case study 4
Even though David had missed his staging date we were able to liaise with The Pensions Regulator so he avoided the statutory fine he was expecting. Subsequently he also asked us to look at his own pension arrangements and the personal protection he had taken out a number of years ago.