Financial Planning

For your future, your financial security, and your peace of mind

Start planning for your future, today

Financial planning is the process of creating a clear strategy to help you achieve your lifetime financial goals through making sensible, informed decisions regarding your money. Whilst individual circumstances and personal financial objectives will always be different, a sound financial plan helps you take control of your finances, giving you and your family a sense of security and peace of mind.

Our objective is to support you in this, helping you create, manage, preserve and protect your wealth. Thereby building and maintaining financial security for yourself, your business and your family. We understand you want to work hard whilst you can, save for when you plan to stop work, as well as enjoy your free-time and family whilst you do so.

Where we can help

Building up wealth through investments, pension funds, trusts and appropriate tax planning.

Creating a retirement plan to ensure you maximise your standard of living for when you wish to retire or cut back on working so hard.

Estate planning, inter-generational planning and use of trusts, preserving the value of your estate for the benefit of your family.
Ensuring the most suitable arrangements for your home, second home, buy-to-let or commercial properties.
Protecting you and your family’s standard of living against the unexpected through personal life cover, critical illness and income protection cover.
Business wealth: Helping small to medium sized enterprises grow and become more profitable. Protecting your business with business cover, key person insurance. Helping with succession planning.

Commercial Mortgages are on a referral basis

Building long-term relationships based on trust

As a client you are at the very heart of our financial planning process. Whatever vision of the future you have, our advisers work hard to understand your situation before recommending a financial plan tailored to your unique circumstances. Once set-up, you decide the level of service you require and how often you want to review your plans.

product and market knowledge has been invaluable

“Since placing my pension and personal financial arrangements in the hands of Henderson Stone, what previously to me was a dark art is now something I hardly have to think about. With sound and informed advice from Kieran McKillop, I have been able realistically to bring forward my intended retirement by around 4 years. Their product and market knowledge has been invaluable in helping me choose the correct options for my circumstances and aspirations, resulting in a reliable and stable portfolio to see my family through to my retirement and beyond. I have no hesitation in recommending them to any individual who, like me, needs to be shown the way in this often bewildering world of personal finance…”

P.M. Perthshire

We can help at every stage of your financial life

Student Life & Starting Out

Through student loans to starting work, lifetime needs, home purchase, relationships and starting a family…

Working Life

Regular income, promotions, higher salary, changing jobs, running a business, selling a business, receiving windfall cash, inheritance planning, school fees…

Retirement & Beyond

Early retirement, phased retirement, full retirement and downsizing, passing on wealth, long-term care, wills…

The financial planning areas we can advise on

Creating Wealth

Ensuring you maximise your standard of living for when you do not want to work so hard…

creating wealth

Managing Wealth

Making the most of tax-efficient investment opportunities…

managing wealth

Property Wealth

Finding the most suitable arrangements for your home, second home, buy-to-let or commercial properties (commercial mortgages are on a referral basis)…

property wealth

Business Wealth

Financial planning for business owners and directors, helping them make their small to medium sized enterprises grow and become profitable…

find out more…

Protecting Wealth

Protecting you and your family’s standard of living against the unexpected…

find out more…

Retaining Wealth

Retaining more of your money legally and ethically, and preserving the value of your estate for your loved ones…

find out more…

Our flexible approach to finding the right solutions

Whilst our restricted panel is designed to cover the majority of needs, there are some occasions when a suitable solution cannot be met through the panel. In this instance we do have the option to conduct additional research and go “off panel” to search the broader market for an appropriate solution.

Guide to Our Services

A Guide to the Quilter Financial Planning services we offer.

Click here to read or download ‘Guide to Our Services’


Capital at risk, investments can go down as well as up.
The Financial Conduct Authority does not regulate taxation and trust advice, some buy to let mortgages, commercial mortgages, estate planning, succession planning, inheritance tax planning and will writing.
Commercial Mortgages are on a referral basis.

Contact Form

Book a free initial consultation*, ask a question or request a call back. Call us on 0141 352 7800 or fill in the form below.

* Any work you ask us to carry out as a result of this meeting will be fee based.

     

    Image to show we are a member of the FT Top 100 Financial Advisers 2023