Financial Planning Advice

For your future, your financial security, and your peace of mind

Start planning for your future, today

Financial planning is the process of creating a clear strategy to help you achieve your lifetime financial goals through making sensible, informed decisions regarding your money. Whilst individual circumstances and personal financial objectives will always be different, a sound financial plan helps you take control of your finances, giving you and your family a sense of security and peace of mind.

Our objective is to support you in this, helping you create, manage, preserve and protect your wealth. Thereby building and maintaining financial security for yourself, your business and your family. We understand you want to work hard whilst you can, save for when you plan to stop work, as well as enjoy your free-time and family whilst you do so.

Where we can help

  • Building up wealth through investments, pension funds, trusts and appropriate tax planning.
  • Creating a retirement plan to ensure you maximise your standard of living for when you wish to retire or cut back on working so hard. 
  • Protecting you and your family’s standard of living against the unexpected through personal life cover, critical illness and income protection cover.
  • Estate planning, inter-generational planning and use of trusts, preserving the value of your estate for the benefit of your family.
  • Ensuring the most suitable arrangements for your home, second home, buy-to-let or commercial properties.
  • Business wealth: Helping small to medium sized enterprises grow and become more profitable. Protecting your business with business cover, key person insurance. Helping with succession planning. 

Building long-term relationships based on trust

As a client you are at the very heart of our financial planning process. Whatever vision of the future you have, our advisers work hard to understand your situation before recommending a financial plan tailored to your unique circumstances. Once set-up, you decide the level of service you require and how often you want to review your plans.

Our ongoing service levels are developed to provide the best possible value for you, and whilst you don’t have to choose this method of ongoing support (we also offer ad hoc services tailored to your needs), we do always recommend you check your plans regularly.

“… product and market knowledge has been invaluable…”

“Since placing my pension and personal financial arrangements in the hands of Henderson Stone, what previously to me was a dark art is now something I hardly have to think about. With sound and informed advice from Kieran McKillop, I have been able realistically to bring forward my intended retirement by around 4 years. Their product and market knowledge has been invaluable in helping me choose the correct options for my circumstances and aspirations, resulting in a reliable and stable portfolio to see my family through to my retirement and beyond. I have no hesitation in recommending them to any individual who, like me, needs to be shown the way in this often bewildering world of personal finance….”     Peter MacIntosh, Perthshire

A member of Quilter Financial Planning,
an Award Winning National Network of Financial Advisers

Part of Quilter, a FTSE 250 company with £119.9 billion in customer investments (as at 31 March 2021).

The best of both worlds

Our comprehensive financial planning service offers a tailored range of carefully chosen products and providers – some of the most modern and efficient products available. However, if we’re unable to meet a specific need through our chosen providers, we can search the broader market on your behalf for an appropriate solution.

The stages of your financial life

Image from Quilter Financial Planning ‘Guide to Our Services’

Capital at risk, investments can go down as well as up.
The Financial Conduct Authority does not regulate taxation and trust advice.

Get in touch

We always offer a free, no-obligation initial consultation over the phone or face to face (Covid restrictions allowing) to see if we can help*.

If you’d like to arrange a consultation, or have any questions at all, please get in touch with us on 0141 352 7800 or by using the contact form below.

    *Any work you ask us to carry out as a result of this meeting will be fee based.