Free Initial Pension Review

Make the most of your pensions - more choice, flexibility and savings

Should you combine or switch your pensions?

If you’ve not had a pension review in a while or have various pensions you’re thinking of combining, you may benefit from increased flexibility, wider investment choice and cost savings by transferring or combining your pensions into simpler, more modern products.

Everyone wants their hard earned money to be placed where it is going to have the best possible chance of maximising in order to create a good income in retirement. You may already be on top of your retirement planning or, like many in the UK, you may not be clear on the following: 

  • How much you are paying in pension fees.
  • Where your money is invested.
  • If your pension could be performing better.
  • If your pension is appropriate for your current needs and attitude to risk.
  • If your pension offers you the flexibility you require.

Whether combining pensions or switching your pension is right for you, will largely depend on your individual circumstances and objectives.

Capital at risk. The value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.

We offer a free, no-obligation initial pension review*

We’ll tell you if your pensions are best left where they are or if they can be improved, and if they can, our recommendation is free.

* Any work you ask us to carry out in order to proceed with combining or switching pensions will be fee based.

Call us now on 0141 352 7800 or use our contact form

    Step 1. Contact Us

    Your first step is to take advantage of our offer of free guidance and an initial no-obligation consultation over the ‘phone. During this chat we’ll ask you to let us know about any pensions you currently have as well as your particular circumstances. We may request your pension plan numbers, and we may be able to help you track any lost pensions. 

    Step 2. Review

    Using the information you provided, we will carry out a review of your current pension plans against more modern, more flexible options to see where you might benefit. We will let you know if your pensions are best left where they are or if we feel they could be improved. We will make sure you understand what your options are and what our fees will be should you wish to switch or consolidate your pensions. 

    Step 3. Action

    You are not obliged to take action on any of our recommendations. Should you wish to proceed, we will confirm our terms of business, making sure you understand our fees and what your payment options are. We will always agree our fees with you before starting any work on your behalf. 

    Icons made by Freepik from www.flaticon.com