What Our Clients Say


Scott Fyffe helped me make a life changing decision last year when I was considering transferring my Occupational Pension. Scott went through the options in great detail and his knowledge and understanding of pensions/financial systems is second to none. I was so impressed with the service I received I recommended Scott to some of my work colleagues.
– Mr S, Dundee
Ali Tod of Henderson Stone arranged our equity release. The professional service was excellent. We were fully informed at all times in the process with clear explanations of necessary procedures. All delivered in a warm, friendly manner. Highly recommended.
– DF, Edinburgh
After careful consideration, I have decided to take your advice and leave my pension where it is till my 60th birthday. I thank you very much for your help. I will pass on your company to my friends and family. I have found you (Scott Fyffe) to be very professional and easy to understand. I thank you again.
– Louise McGurk, Dundee

After spending a few weeks reviewing the various options for improving the security and returns on my savings I was totally bewildered. A friend recommended that I meet with a financial adviser and introduced me to Mr. John Collins from Henderson Stone & Co. Following a relaxed and full discussion about my financial position and requirements he provided me with a range of alternative options to consider. They were all fully explained in Plain English that I could understand and my questions were answered in a similar straight forward manner. I had time to think through all that was discussed before our next meeting. I did decide to accept some of his proposals and the decisions were implemented smoothly and quickly. Throughout our communications Mr. Collins was professional, informative, supportive and most importantly patient. Unlike previous experience of financial decision making I at no time felt pressurised into speedy choices.
– CMcC, Glasgow

I have known Karen Robertson for several years and she has been an invaluable resource in managing my financial affairs. I trust her to provide me with the personalised advice for my circumstances. She does not try to sell me products that I don’t need or want, yet is there when I need her. In short, she is a great help.
– G Allison, Glasgow
Scott Fyfe is a true professional. We have had many mutual clients over the years and the feedback I have received is nothing short of first class. His knowledge is exceptional and above all he is trustworthy. He is very approachable and has the ability to get across complicated issues in a way that his clients understand.
– Mr R Russell, Dundee
I have been dealing with John for many years and have found him very helpful and informative in all aspects of my pension and insurance needs. I recently had an insurance claim due to illness and he was there every step of the way until completion which meant I could concentrate on my treatment without being overwelmed with forms and paperwork.  I have no hesitation in recommending his services to family and friends
– JMcK, Clydebank
Sam Henderson and Henderson Stone as financial advisers have been providing me with reliable advice for both my family and businesses since the 1970’s. I wouldn’t hesitate to recommend them to any owner managed firm who needs a professional and trustworthy service.
– Frank Ryan, Managing Director of Kensington Car Rentals Ltd, London. (Retired)

Scott Fyffe has helped us tremendously with our financial planning and is a delight to deal with. We both find Henderson Stone very professional, informative and helpful.
– Mr & Mrs S, Brechin

We have had the pleasure of dealing with all the guys at Henderson Stone, particularly in the area of workplace pensions, finding them proactive in their approach to dealing with issues raised by my clients. I have been delighted with the feedback from my clients, commenting on the professionalism they display whilst making the implementation of Workplace Pensions a real benefit to their company rather than another cumbersome level of bureaucracy.
– Andrew Steel, Director, William Duncan & Co (UK) Ltd, Glasgow
Since placing my pension and personal financial arrangements in the hands of Henderson Stone, what previously to me was a dark art is now something I hardly have to think about. With sound and informed advice from Kieran McKillop, I have been able realistically to bring forward my intended retirement by around 4 years. Their product and market knowledge has been invaluable in helping me choose the correct options for my circumstances and aspirations, resulting in a reliable and stable portfolio to see my family through to my retirement and beyond. I have no hesitation in recommending them to any individual who, like me, needs to be shown the way in this often bewildering world of personal finance.
– Peter Macintosh, Perthshire
I run a growing enterprise that needs its advisors to act with pace… Henderson Stone did exactly that. Easy to deal with advisors who executed competently to provide a seamless service for our Auto-Enrolment pension provision. In particular, Colin Giffen was attentive to detail, while proactive in communications, always mindful of the customer.
– Jim Duffy, CEO, Entrepreneurial Spark, Glasgow
I have worked as a mortgage broker for nearly 20 years. As part of my standard fact finding exercise, I frequently come across customers of mine who require pension advice. In turn when recommending a pension expert to review their needs, its vital for me that they work to the highest standard of integrity and values that I do and that’s why I have absolutely no hesitation in recommending my customers to Scott.
– Mr Begg, Dundee
We have recently started a pension scheme for employees and Henderson Stone were extremely helpful in setting things up. They were readily available to answer any questions from either myself or members of staff. They were thorough in the advice they gave to the staff and have continued to offer advice even after the scheme has been running for some time. I wouldn’t hesitate to recommend them to other businesses.
– Stewart Langston, Director, Twywn Dental Practice Ltd, Wales
I have received financial advice from Sebastian Szulc, and would highly recommend him. I am new to this and Sebastian has been very helpful in assisting me to get the best investment for my needs. He has done so by explaining to me what investments are about and how best he can help. He gave me an assessment to find what I was looking for, then gave me the papers to take away so I had time to read and ask any questions to him or to the company Henderson Stone before committing myself. I have found him very helpful with his knowledge of finances and help in explaining them to me. He updates me regularly on my investment and makes sure I’m happy with the outcome.
– Mrs M, Orkney Islands
Just a note from the Congregational Board at Springburn Parish Church for all your help and assistance with setting up the People’s Pension for us recently. Thanks for all that you have done and the time taken to do so.
– Douglas Lyon, Clerk of the Springburn Parish Church Congregational Board
Having had a very mixed bag in the past in regards to financial advisers, it was a refreshing change to have Erin and Scott deal with my affairs. All advice/fees were clearly explained and meetings were not rushed. Erin took questions/queries out of hours if required, often answering questions I couldn’t get my solicitor/bank to do. I would not hesitate referring family or friends to them both.
– Mr B, Blairgowrie
David’s help was invaluable with regards to me accessing  the benefits from my occupational pension scheme. I had been given the run-around for 12 months until David became involved. He was able to explain the options clearly to me and within a few months had arranged for me to access the funds and sort out my future. He was available all the way through the process and kept me up to date with the progress. Would recommend him to anyone requiring the new flexi drawdown details explained and wanting to look at the correct choices for their pension.
– Stuart F, Cumbernauld
Karen Robertson of Henderson Stone has been our financial adviser for the last three years. During that time she has given us sensible advice always taking our financial, work and family circumstances into account. She will visit us at home and it is always a pleasure to meet her. If we have any queries she will always respond promptly via email or in person. She has explained the intricacies of financial planning to us and we have taken her advice on my occupational and private pension, which have provided an excellent return.
– Dr & Mrs AJD, Glasgow
Colin, I would like to say thank you for all the very helpful assistance you have given me over the last four years which I appreciate very much. Your financial advice and one to one talks have been a great help to me. I found them to be quite relaxing and you personally, easy to deal with. I have gained very much financially from your help which I know would not have happened with a bank. Thanking you in appreciation.
– Mr W, East Kilbride
I would like to say a big thank you to Kieran McKillop and the team at Henderson Stone. Kieran has been my Financial Adviser for approximately 5yrs and his advice has been invaluable especially in such uncertain times, he listens to my concerns regarding risk and advises accordingly in a way you actually understand so you can make a informed decision, and I very pleased to say all my investment are doing extremely well. I look forward to working with Kieran in the future as I start to plan for my family’s future, as I know they will be in safe hands, thanks again Kieran for doing such a wonderful job.
– A Hewitt, Ayr

I was thinking about early retirement, I wasn’t too sure about Financial Advisers never having dealt with one before. I asked around my work mates for advice about the financial advisers they had used. Henderson Stone & Co Ltd in Dundee kept coming up, so I arranged a meeting with their advisor Scott Fyffe. We talked about so many options that I had to arrange more meetings to get to understand what options I had; these were held at times to suit me and Scott would meet me anywhere I wanted. The meetings were good for me as I learned more about what was going to happen with my pension. Scott took care of every aspect of my pension from there on he dealt with the running of the investments, he consults with me if there is anything happening with the investments. I have 6 monthly meetings to get briefed on how things are going with my investments, I can just get on now with my retirement knowing that he will keep me up to date with everything that effects my investments. My advice to anyone who isn’t sure about your pension is to get advice from a financial adviser who specialises in pensions. I can recommend Scott Fyffe from Henderson and Stone he was really good with me his advice has been good for me.

– Keith S, Fife

Henderson Stone are a pleasure to work with. Their friendly, professional advisors make the complexities of auto-enrolment seem simple. It felt like we were in a safe pair of hands and our company pension was set-up quickly and easily.”
– Anne Ward, Managing Director, The Newspaper Club, Glasgow 
We have known Colin for many years and he has consistently and diligently provided us with the right advice and information. He listened carefully to our needs and has given us excellent advice. We cannot thank him enough and would highly recommend him to anyone that needs expert advice on any financial matter.
– Mr & Mrs Fraser, North Lanarkshire 
I was member of a final salary pension scheme with defined benefits and was in situation where I was given opportunity to apply for voluntary termination or relocate. A key part of the consideration was to look at my pension arrangements and whether I was ready to retire early or indeed afford to give up work. A friend recommended Scott Fyffe and we had an initial meeting to discuss my options of remaining within the company DB scheme or transferring out. Early in the meeting, Scott advised the level of detail required to allow me to decide best option and that it was possible that transferring out may not be right choice for me despite my own unique personal circumstances. I was wary of financial advisers going into the process and had read many horror stories but I found it extremely reassuring that the key objective of the review was to support me making an informed decision that was right for me rather than Scott selling me the benefits of his company and their services if I decided to transfer out.

The experience working with Scott and the team at the Dundee office of Henderson Stone has been fantastic. The data provided for me to review was clear, concise and clearly laid out the key benefits and disadvantage of all options. There were several challenges obtaining the detailed level of information required and Scott and the team supported me all of the way through the process and their knowledge and understanding of the subject matter is comprehensive and second to none. I have now transferred out of my company DB scheme and completely satisfied with my decision. My advice to anyone in a similar position would be to review your options, it may or not be for you but it is definitely worth investigating. Given my own experience, I would have no hesitation in recommending Scott Fyffe who I now regard as key part of my financial planning support team.

– Danny B, Glasgow